Checking

Basic Checking

This is our "No-Frills" account. A minimum initial deposit of $50.00 is required. There is no monthly service charge and no minimum balance required. This is a non-interest bearing account and checks will be truncated. A First Federal ATM card or First Federal Visa Check Card is available on this account.

Regular Checking

Interest is paid monthly on our regular checking account. A minimum deposit of $250.00 entitles you to an attractive interest-bearing checking account with an unlimited amount of check writing. There is a $5.00 monthly service charge that is waived if the balance remains over $250.00 or if you have direct deposit. A savings account or a certificate of deposit in excess of $500.00 entitles you to one regular checking account with no minimum balance required. A First Federal ATM Card or First Federal Visa Check Card is available on this account. Checking account statements will provide images of checks. Customers may receive up to (5) copies of checks at no cost during a calendar year.

Tri-Checking (MMDA)

Our money market checking account pays a very competitive rate of interest.  You may only perform six (6) third party funds transfers per month by preauthorized transfer, electronic means, check, debit card or similar order.  Transactions made in person, at ATMs or by mail are unlimited. The minimum deposit to open this type of account is $1,000.00 and if the account balance falls below $1,000.00 the regular checking interest rate would prevail. Additionally, if the account balance falls below $500.00; no interest is paid and a $5.00 per month service charge is assessed. A First Federal ATM Card or First Federal Visa Check Card is available on this account.

** All new accounts verified with ChexSystemsSM **