Deposit Rates

Effective September 2, 2014 to September 8, 2014

TermMIN BalanceCompoundingEarly Withdrawal PenaltyRateAPY
91 Days $2,500 at maturity 31 days interest 0.15% 0.15%
6 Month $2,500 at maturity 3 months interest 0.25% 0.25%
1 Year * $500 semi-annually 3 months interest 0.35% 0.35%
18 Month * $500 quarterly 6 months interest 0.40% 0.40%
2 Year * $500 semi-annually 6 months interest 0.50% 0.50%
30 Month * $500 quarterly 6 months interest 0.55% 0.55%
3 Year (Step Up)** $500 semi-annually 6 months interest 0.75% 0.75%
60 Month * $500 semi-annually 6 months interest 1.25% 1.25%
60 Month (No Penalty) *** $500 semi-annually 6 months interest 0.40% 0.40%
10 Year * $500 semi-annually 6 months interest 1.75% 1.76%
Passbook Savings $50 quarterly not applicable 0.30% 0.30%
Now Checking $250 monthly not applicable 0.10% 0.10%
Tri-Checking $1,000 monthly not applicable 0.25% 0.25%
Education Savings $10 quarterly see below**** 0.75% 0.75%

* IRA's available in these terms. Minimum initial deposit for an IRA is $50.00
** You may request one time during the three year period the interest rate to be increased to the current market rate. "Step Up" feature not available for IRA's.
*** One withdrawal without penalty after initial seven days. After first withdrawal, penalty applies.
**** 6 months interest + $25 service fee prior to presentation of high school diploma
APY denotes annual percentage yield
Fees may reduce earnings