Lending Rates

Effective April 22, 2014

Mortgage Loan

Existing Dwelling / Single Family Owner Occupied

Fixed Rate PurchaseDown Payment EquityRateAnnual Percentage Rate (APR)
5 20% 3.50% 3.668%
10 20% 3.50% 3.584%
15 20% 3.50% 3.56%
20 20% 4.00% 4.048%
25 20% 4.35% 4.398%
30 20% 4.35% 4.386%
  • Above APR's assume a $100,000 loan amount for the term stated. Monthly payment example: 360 monthly payments of $4.98 per $1,000 borrowed at 4.386% APR.
  • Outstanding mortgage lien balances will be used in calculations.
  • Above payment example does not include payment for escrow account (taxes, insurance, etc.) that may be part of your transaction.
  • Interest may be tax deductible, please consult your tax advisor.
  • Loan approval subject to Bank's Loan Underwriting Guidelines.
  • If down payment is less than 20%, Private Mortgage Insurance will be required which will increase the APR.
  • Please contact your local branch office for details.
  • All rates are subject to change without further notice.

Fixed Rate Closed End Home Equity Loan

Existing Dwelling / Single Family Owner Occupied

Fixed Rate Closed
End Home Equity
RateAnnual Percentage Rate (APR)
3 3.45% 3.462%
5 3.55% 3.562%
10 3.75% 3.762%
15 4.00% 4.012%
  • Above APR's assume a $100,000 loan amount for the term stated. Monthly payment example: 180 monthly payments of $7.40 per $1,000 borrowed at 4.012% APR.
  • Outstanding mortgage lien balances will be used in calculations.
  • Interest may be tax deductible, please consult your tax advisor.
  • Loan approval subject to Bank's Loan Underwriting Guidelines.
  • Please contact your local branch office for details.
  • All rates are subject to change without further notice.