Lending Rates

NMLS ID # 458729

Effective October 19, 2021

Mortgage Loan

Existing Dwelling / Single Family Owner Occupied

Fixed Rate PurchaseDown Payment EquityRateAnnual Percentage Rate (APR)
5 20% 2.35% 2.554%
10 20% 2.35% 2.458%
15 20% 2.35% 2.422%
20 20% 2.75% 2.81%
25 20% 3.05% 3.098%
30 20% 3.05% 3.098%
  • Above APR's assume a $100,000 loan amount for the term stated. Monthly payment example: 360 monthly payments of $4.23 per $1,000 borrowed at 3.098% APR.
  • Outstanding mortgage lien balances will be used in calculations.
  • Above payment example does not include payment for escrow account (taxes, insurance, etc.) that may be part of your transaction.
  • Interest may be tax deductible, please consult your tax advisor.
  • Loan approval subject to Bank's Loan Underwriting Guidelines.
  • If down payment is less than 20%, Private Mortgage Insurance will be required which will increase the APR.
  • Please contact your local branch office for details.
  • All rates are subject to change without further notice.

Fixed Rate Closed End Home Equity Loan

Existing Dwelling / Single Family Owner Occupied

Fixed Rate Closed
End Home Equity
RateAnnual Percentage Rate (APR)
3 2.50% 2.584%
5 2.70% 2.748%
10 2.75% 2.774%
15 2.85% 2.874%
  • Above APR's assume a $100,000 loan amount for the term stated. Monthly payment example: 180 monthly payments of $6.83 per $1,000 borrowed at 2.874% APR.
  • Outstanding mortgage lien balances will be used in calculations.
  • Interest may be tax deductible, please consult your tax advisor.
  • Loan approval subject to Bank's Loan Underwriting Guidelines.
  • Please contact your local branch office for details.
  • All rates are subject to change without further notice.