Lending Rates

NMLS ID # 458729

Effective April 3, 2020

Mortgage Loan

Existing Dwelling / Single Family Owner Occupied

Fixed Rate PurchaseDown Payment EquityRateAnnual Percentage Rate (APR)
5 20% 2.90% 3.104%
10 20% 2.90% 3.008%
15 20% 2.90% 2.972%
20 20% 3.15% 3.21%
25 20% 3.30% 3.348%
30 20% 3.30% 3.348%
  • Above APR's assume a $100,000 loan amount for the term stated. Monthly payment example: 360 monthly payments of $4.38 per $1,000 borrowed at 3.348% APR.
  • Outstanding mortgage lien balances will be used in calculations.
  • Above payment example does not include payment for escrow account (taxes, insurance, etc.) that may be part of your transaction.
  • Interest may be tax deductible, please consult your tax advisor.
  • Loan approval subject to Bank's Loan Underwriting Guidelines.
  • If down payment is less than 20%, Private Mortgage Insurance will be required which will increase the APR.
  • Please contact your local branch office for details.
  • All rates are subject to change without further notice.

Fixed Rate Closed End Home Equity Loan

Existing Dwelling / Single Family Owner Occupied

Fixed Rate Closed
End Home Equity
RateAnnual Percentage Rate (APR)
3 3.00% 3.084%
5 3.10% 3.148%
10 3.15% 3.174%
15 3.20% 3.224%
  • Above APR's assume a $100,000 loan amount for the term stated. Monthly payment example: 180 monthly payments of $7.00 per $1,000 borrowed at 3.224% APR.
  • Outstanding mortgage lien balances will be used in calculations.
  • Interest may be tax deductible, please consult your tax advisor.
  • Loan approval subject to Bank's Loan Underwriting Guidelines.
  • Please contact your local branch office for details.
  • All rates are subject to change without further notice.