Lending Rates

Effective August 14, 2018

Mortgage Loan

Existing Dwelling / Single Family Owner Occupied

Fixed Rate PurchaseDown Payment EquityRateAnnual Percentage Rate (APR)
5 20% 3.90% 4.068%
10 20% 3.90% 3.984%
15 20% 3.90% 3.96%
20 20% 4.25% 4.298%
25 20% 4.50% 4.548%
30 20% 4.50% 4.536%
  • Above APR's assume a $100,000 loan amount for the term stated. Monthly payment example: 360 monthly payments of $5.07 per $1,000 borrowed at 4.536% APR.
  • Outstanding mortgage lien balances will be used in calculations.
  • Above payment example does not include payment for escrow account (taxes, insurance, etc.) that may be part of your transaction.
  • Interest may be tax deductible, please consult your tax advisor.
  • Loan approval subject to Bank's Loan Underwriting Guidelines.
  • If down payment is less than 20%, Private Mortgage Insurance will be required which will increase the APR.
  • Please contact your local branch office for details.
  • All rates are subject to change without further notice.

Fixed Rate Closed End Home Equity Loan

Existing Dwelling / Single Family Owner Occupied

Fixed Rate Closed
End Home Equity
RateAnnual Percentage Rate (APR)
3 3.50% 3.512%
5 3.60% 3.612%
10 3.70% 3.712%
15 4.00% 4.012%
  • Above APR's assume a $100,000 loan amount for the term stated. Monthly payment example: 180 monthly payments of $7.40 per $1,000 borrowed at 4.001% APR.
  • Outstanding mortgage lien balances will be used in calculations.
  • Interest may be tax deductible, please consult your tax advisor.
  • Loan approval subject to Bank's Loan Underwriting Guidelines.
  • Please contact your local branch office for details.
  • All rates are subject to change without further notice.