Lending Rates
NMLS ID # 458729
Effective January 11, 2022
Mortgage Loan
Existing Dwelling / Single Family Owner Occupied
| Fixed Rate Purchase | Down Payment Equity | Rate | Annual Percentage Rate (APR) |
|---|---|---|---|
| 5 | 20% | 2.35% | 2.554% |
| 10 | 20% | 2.35% | 2.458% |
| 15 | 20% | 2.35% | 2.422% |
| 20 | 20% | 2.75% | 2.81% |
| 25 | 20% | 3.05% | 3.098% |
| 30 | 20% | 3.05% | 3.098% |
- Above APR's assume a $100,000 loan amount for the term stated. Monthly payment example: 360 monthly payments of $4.23 per $1,000 borrowed at 3.098% APR.
- Outstanding mortgage lien balances will be used in calculations.
- Above payment example does not include payment for escrow account (taxes, insurance, etc.) that may be part of your transaction.
- Interest may be tax deductible, please consult your tax advisor.
- Loan approval subject to Bank's Loan Underwriting Guidelines.
- If down payment is less than 20%, Private Mortgage Insurance will be required which will increase the APR.
- Please contact your local branch office for details.
- All rates are subject to change without further notice.
Fixed Rate Closed End Home Equity Loan
Existing Dwelling / Single Family Owner Occupied
| Fixed Rate Closed End Home Equity | Rate | Annual Percentage Rate (APR) |
|---|---|---|
| 3 | 2.50% | 2.584% |
| 5 | 2.70% | 2.748% |
| 10 | 2.75% | 2.774% |
| 15 | 2.85% | 2.874% |
- Above APR's assume a $100,000 loan amount for the term stated. Monthly payment example: 180 monthly payments of $6.83 per $1,000 borrowed at 2.874% APR.
- Outstanding mortgage lien balances will be used in calculations.
- Interest may be tax deductible, please consult your tax advisor.
- Loan approval subject to Bank's Loan Underwriting Guidelines.
- Please contact your local branch office for details.
- All rates are subject to change without further notice.